Our loan products.

Salary credit, asset finance, trader working capital and invoice financing.

UMRA-compliant

Interest capped at 2.8% per month. No hidden fees.

In line with UMRA guidelines, our rate is capped at 2.8% per month (33.6% per annum), calculated on a reducing balance basis. You only pay interest on your remaining principal.

Product 01

Salary-Backed Loans

Fast and affordable loans for employed professionals with a regular source of income.

Suitable for

  • Teachers
  • Health workers
  • NGO employees
  • Established private-sector employees

Benefits

  • Flexible repayment terms
  • Quick approval process
  • Competitive interest rates
  • Loans tailored to your income level

Product 02

Asset Financing

Own the tools and equipment you need to grow your income without paying the full cost upfront.

Suitable for

  • Boda boda riders
  • Small businesses
  • Entrepreneurs

Assets we finance

  • Motorcycles
  • Business equipment
  • Agricultural tools
  • Electronics and productivity assets

Benefits

  • Affordable installment payments
  • Asset ownership opportunities
  • Business growth support

Product 03

Small Trader Loans

Working capital solutions designed to help traders maintain stock and expand their businesses.

Suitable for

  • Market vendors
  • Retail shop owners
  • Mobile money agents

Benefits

  • Fast access to capital
  • Flexible loan amounts
  • Business-friendly repayment schedules
  • Support for inventory and operational needs

Product 04

Invoice & Contract Financing

Unlock cash tied up in unpaid invoices and confirmed business contracts.

Suitable for

  • Businesses with confirmed purchase orders
  • Government contractors
  • Suppliers and service providers
  • Growing SMEs

Benefits

  • Improved cash flow
  • Faster access to working capital
  • Ability to fulfill larger contracts
  • Reduced pressure from payment delays

Who we serve.

We are committed to supporting people and businesses across the community.

  • 01Salaried employees
  • 02Small business owners
  • 03Traders and entrepreneurs
  • 04Boda boda riders
  • 05NGOs and private-sector workers
  • 06Contractors and suppliers

Need financing?

Apply today and get the financial support you need to grow your business, acquire assets, or meet important financial goals.