Terms of Service

Last updated: April 2026

These terms govern your use of the website operated by Kuula Microfinance Company Limited at kuula.co.ug. By using the site, you agree to these terms.

Use of the site

The site is provided for informational purposes only. Nothing on the site constitutes a binding offer of credit. Loan applications are assessed in person, and any loan is governed by a separate, signed loan agreement.

Accuracy of information

We make reasonable efforts to keep information on this site accurate and current. We reserve the right to update content, including loan tiers, rates, and terms, at any time.

Intellectual property

All content on this site, including the Kuula name and logo, is the property of Kuula Microfinance Company Limited and may not be reused without written permission.

Links to third parties

We may link to third-party services. We are not responsible for the content or privacy practices of those services.

Limitation of liability

The site is provided on an "as is" basis. We do not guarantee uninterrupted availability or freedom from errors. To the fullest extent permitted by Ugandan law, we accept no liability for loss arising from use of this site.

Governing law

These terms are governed by the laws of the Republic of Uganda. Any dispute arising from the use of this site will be subject to the jurisdiction of Ugandan courts.

Contact

Questions about these terms can be sent to hello@kuula.co.ug.